The Financial Institution Learning Center

Financial institutions (FIs) can garner a great deal of revenue from credit and debit cards. However, not every FI takes full advantage of payment card income.

By following these steps, you can be sure that you're maximizing this revenue, one swipe at a time.

Directions is FPS GOLD's annual user group conference where clients come together to learn about new and existing products, network with others, and spend time with their FPS GOLD account managers. We believe that Directions provides an experience that is well worth the investment. You won’t want to miss it. Here are five of the awesome things you can expect to get out of Directions.

Do global financial institutions (FIs) have a problem in terms of the number of deposits they're receiving?

Here are a couple of statistics to ponder. First, even during a strong economy, bank deposits dropped 2.9 percent in the second quarter of 2018.

Second, in the fall of 2018, the financial industry's ratio of loans to core deposits (which excludes brokered deposits, time deposits, and certificates of deposit) was 90 percent. In other words, 90 percent of deposited dollars are on loan.

In the Banking industry, change is inevitable. In fact, the Senate has recently passed S.2155 which is known as the “Economic Growth, Regulatory Relief, and Consumer Protection Act.” 

It’s 2018 and from the “adulting” millennial to the question of cryptocurrency, it would seem that there is a greater need for finance management than ever before. Unfortunately, banks are struggling to find growth due to a drop in clientele.

ROI, Return On Investment, is probably one of the most well known business terms. Simply put, ROI is about measuring the efficiency of an investment. We use ROI every single day, in every decision we make.