The Financial Institution Learning Center

A banking blog that answers the industry's top questions and problems.

FPS GOLD's Directions 2019 conference

5 Solid Reasons You Should Attend the FPS GOLD Directions Conference

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Sean De Visser

Directions is FPS GOLD's annual user group conference where clients come together to learn about new and existing products, network with others, and spend time with their FPS GOLD account managers. We believe that Directions provides an experience that is well worth the investment. You won’t want to miss it. Here are five of the awesome things you can expect to get out of Directions.

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Deposits

5 Effective Tips to Increase Deposits

Image of Sean De Visser
Sean De Visser

Do global financial institutions (FIs) have a problem in terms of the number of deposits they're receiving?

Here are a couple of statistics to ponder. First, even during a strong economy, bank deposits dropped 2.9 percent in the second quarter of 2018.

Second, in the fall of 2018, the financial industry's ratio of loans to core deposits (which excludes brokered deposits, time deposits, and certificates of deposit) was 90 percent. In other words, 90 percent of deposited dollars are on loan.

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