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Instant Tailored Loans

The FPS GOLD lending platform gives you flexibility and ease of use, whether you’re providing customers with commercial, consumer, construction, or mortgage loans. These features simplify the calculation of interest, amortization schedules, investor reporting, and more—allowing you to customize the lending needs of your customers.

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Commercial, Consumer, Construction, or Mortgage Loan Services

Support and build your community by providing tailored loans to every kind of local business.

Irregular Payment Schedule

Accommodate all of your commercial customers, even those who have unique cash flow. The FPS GOLD irregular payment feature makes it easy for you to set up a payment schedule to suit their business needs, with automated billing and posting.

Loan Payment Reversal

Eliminate the frustration and time of reversing, recalculating, and reapplying multiple incorrect payments. With FPS GOLD’s loan transaction reversal, you can easily select the transactions to reverse, then just click a button to automatically recalculate and reapply the payments.

Simplified Funding Options

To ensure your loans are boarded and funded accurately and efficiently, FPS GOLD built predefined loan funding options to do all the postings for you. No need for additional manual review or staff members to help process transactions.

Investor Processing

We ensure your bank can service purchased or sold loans with ease. Whether you process investor loans for FNMA, FHLMC, SBA, or Wells Fargo MPF, FPS GOLD has the solutions to guarantee timely, precise, and required reporting to investors. With integration between loan servicing and the General Ledger, manual processing is eliminated.

Collection System

FPS GOLD offers an integrated delinquency tracking system. We make it easy for your collection officers to gather vital customer data so they can make informed and timely decisions. Valuable tools like custom collection queues, collection comments, loss mitigation plans, follow-up queues, delinquency reports, and more will revitalize your bank’s collection efforts.

Third-Party Origination Interface

Whether you’re keeping an existing loan origination system or choosing a new one, FPS GOLD lets you use the LOS that fits your bank. FPS GOLD has built a streamlined interface with many loan origination systems to ensure your loans are boarded and funded efficiently and accurately.

Construction Loans

Completely service a construction loan from funding to repayment all in one place. Keep your construction loans organized by utilizing key features such as managing a budget, disbursing funds via check or into a deposit account, and creating inspection and contractor reports.

Commercial Loans

With the ability to service any type of commercial loan, FPS GOLD gives your lenders the flexibility and resources they need to build a successful portfolio. From commercial and agricultural lending to equipment financing and more, your bank will finally have a straightforward software package that is integrated with the rest of your loans and customer information system.

FPS GOLD’s software is an unstoppable force when used together.

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The ease of customization FPS allows is great! It allows the bank to have a say on how the software should perform to maximize the bank's efforts within the market it operates in.  


Ricardo Perez
VP/Main Branch Manager
1st Bank Yuma


Core Banking

Our core system helps cut data processing costs, adds greater flexibility, improves productivity, and integrates systems.

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Mobile & Internet


Bank customers can check their balance, deposit checks, move money, and more at any time, anywhere, and on any device.

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Wire Transfer System

Our powerful wire transfer system allows you to create, review, and handle wires in an easy-to-use browser interface.

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Content Management

FPS GOLD will help you design, test, optimize, and host your marketing website. Then you can focus on managing the content.

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Grow Your Community With FPS GOLD

With powerful software comes great responsibility. That’s why our amazing team is here to help you every step of the way. Give us a call or request more information, and start growing your business and community the right way.

Let's Chat!
Still unsure if FPS GOLD is right for your bank? No problem. Give us a quick call. We’re happy to answer any questions or concerns you may have.